Improving your Credit Score to Better your College Financial Aid Options

Of the three main types of student loan options: Stafford, Parent PLUS, and Private Education Loan, parents’ credit scores play a large part in all but Stafford. Lending institutions have become more stringent on their lending practices for student financial aid. Like everything else in the loan industry, lenders are taking a hard look at applicants’ credit scores in order to rate the safety of the loan. The better the credit score, the better the loan rate, and the better the chances of getting that loan you need. But what makes up the credit score? And how can you improve your score?

Preparing for College- Guest Blog

Going to college now isn’t just about picking a major and then wait for a great paying career to fall in your lap. Too many students are graduating with debt waiting for them, the average being $26,000 after four years of school. The best way to secure your future is to plan now for future college success. You’ll need to carefully select a school, plan how you are going to pay for it, budget for what you need and be ready after graduation to begin paying back your loans.

The Professor’s Road Trip – Denison University

The College Planning Professor has landed at Steve Carell’s and Jennifer Garner’s alma mater, Denison University in Granville, Ohio! This small, private, Liberal Arts College was founded in 1831 and is one of the earliest colleges to be established in the old “Northwest Territory.”

Goucher College

On March 26, 2017
In Colleges

I’ll bet you have probably never heard of Goucher College in Towson, Maryland. It is one of the best-kept secrets of the top coed colleges, located in a major urban area – Baltimore.

This college is set up so that students have the opportunity, regardless of their major, to find at least one study abroad program that will fit their schedule. They have 2 full semesters with two, three-week terms in January and May. The best part is that they make it so the study abroad program is at no extra cost.

How great is that?

Do You Need Financial Aid for College?

On February 24, 2017
In College Planning, Financing College

How to get financial aid for college shouldn’t seem like such a mystery, but many upcoming college students don’t know where to begin.

They want to go to college, but don’t have the finances available to them to pay for it…this is not only their plight, but was the plight of many who have gone before, and are now either attending or have graduated from college.

If you find yourself, or someone you know in this situation, financial aid is probably your answer.