Of the three main types of student loan options: Stafford, Parent PLUS, and Private Education Loan, parents’ credit scores play a large part in all but Stafford. Lending institutions have become more stringent on their lending practices for student financial aid. Like everything else in the loan industry, lenders are taking a hard look at applicants’ credit scores in order to rate the safety of the loan. The better the credit score, the better the loan rate, and the better the chances of getting that loan you need. But what makes up the credit score? And how can you improve your score?
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What you do and don’t need to pack for your college dorm
Your dorm will feel about as big as a walk-in closet. It is an age-old fact that you can’t fit the contents of your room at home into your dorm room. And you’ll need to survive a whole school year in this space – probably with a roommate. So it’s worth it to plan ahead and be super smart in your packing.
It seems like there are two types of people: the one who packs like they are headed to Europe for two years and the one who packs like they’re headed to a sleepover. There is a fine balance. This newsletter article will attempt to shed some light.
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Personality type is important to consider when deciding on the college or university that is right for you, especially if you tend toward being introverted. It’s worth it to really think about yourself as an actual student at a particular university or college – to imagine how your natural personality type would approach your studies and your interactions with other people: students and professors alike.
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